Dewi, Deti Kutsiya, Syifa Nurkhalisah, Yohana Frhansiska Nogo Lakun, Nafsia Baba, Raihan Satrio, and Lifia Dwi Yahya. “Challenges and Solutions Regarding Access to Business Capital for MSMEs”. Journal of Management, Economic, and Accounting 5, no. 4 (October 29, 2026): 2391–2402. Accessed October 30, 2026. http://jurnalunived.com/index.php/JMEA/article/view/1738.