Hia RAS, Nasution LN, Rangkuty DM. The Role of Electronic Payment Systems in Improving Monetary Efficiency in Indonesia. J. Manag. Econ. Account. [Internet]. 2026 Jul. 30 [cited 2026 Sep. 15];5(3):1945-54. Available from: http://jurnalunived.com/index.php/JMEA/article/view/1583