Hia RAS, Nasution LN, Rangkuty DM. The Role of Electronic Payment Systems in Improving Monetary Efficiency in Indonesia. J. Manag. Econ. Account. [Internet]. 2026 Oct. 29 [cited 2026 Oct. 30];5(4):2403-14. Available from: http://jurnalunived.com/index.php/JMEA/article/view/1741