ARISELIP; TARIGAN , H. P. Personal Finance Management in the Digital Age; Opportunities, Challenges, and Strategies for Indonesians. Journal of Accounting and Management, [S. l.], v. 1, n. 2, p. 65–68, 2024. DOI: 10.70963/jam.v1i2.940. Disponível em: https://jurnalunived.com/index.php/JAM/article/view/940. Acesso em: 29 apr. 2026.