Fazriansyah, Fazriansyah, et al. “Financial Performance Analysis Of Customer Intensity In Using Fintech P2p Lending Services At Pt Pasar Dana Pinjaman And Pt Akulaku Finance Indonesia”. Journal of Management, Economic, and Accounting, vol. 4, no. 1, June 2025, pp. 231–238 , https://jurnalunived.com/index.php/JMEA/article/view/746.