Wijaya, M Khadri, Lily Rahmawati Harahap, and Rahmi Aryanti. “Analysis of the Effects of Paylater Activities on Millennials’ Financial Performance in E-Commerce Companies (Case Study of Tokopedia)”. Journal of Management, Economic, and Accounting 4, no. 2 (July 1, 2025): 605–614. Accessed June 21, 2026. https://jurnalunived.com/index.php/JMEA/article/view/885.