Wardani, D.A.K. et al. 2025. The Effect Of Digital Wallets And E-Money On The Consumption Spending Patterns Of Generation Z In Bengkulu City. Jurnal Pusat Manajemen. 2, 2 (Dec. 2025), 215–224. DOI:https://doi.org/10.37676/jpm.v2i2.1093.