BUKIT, Alexander Romario; RINI, Endang Sulistya; SEMIRING, Beby Karina Fawzeea. Digital Transformation Model On Smes Business Performance: An Empirical Study On Smes Receiving Bni Bank Credit In North Sumatra. Social Sciences Journal, [S. l.], v. 3, n. 2, p. 271–282, 2026. DOI: 10.37676/sosj.v3i2.1833. Disponível em: https://jurnalunived.com/index.php/SOSJ/article/view/1833. Acesso em: 22 aug. 2026.