The Effect of QRIS Use on the Safety of Cashless Transactions in UMKM in Bengkulu City
DOI:
https://doi.org/10.37676/jmea.v5i2.1205Keywords:
Cashless transaction security, QRIS usage, MSMEsAbstract
Along with the development of digitalization in the banking sector, Bank Indonesia and the Indonesian Payment System Association (ASPI) have created a non-cash payment innovation in the form of QRIS (Quick Response Code Indonesian Standard). QRIS makes it easy for users to make fast and secure digital transactions, especially for Micro, Small and Medium Enterprises (MSMEs). This study aims to analyze the effect of QRIS usage on the safety of cashless transactions among MSMEs in Bengkulu City. The method used is a descriptive quantitative approach, with data collected through interviews and Google Forms. The data obtained from the questionnaire was analyzed using a descriptive statistical approach and simple linear regression testing with the help of IBM SPSS Statistics 27 software.
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Ajhari, A. A. (2024). Security Analysis of Quick Response Code Indonesian Standard (QRIS) Digital Payment System. Jurnal Info Kripto, 18(3), 119–125.
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Sunarjo, W. A., Nurhayati, S., & Karimah, I. (2023). SOCIRCLE: Journal Of Social Community Services PENDAMPINGAN PENGENALAN SISTEM PEMBAYARAN QUICK RESPONSE INDONESIA STANDARD (QRIS) SEBAGAI INOVASI PEMBAYARAN CASHLESS BAGI UKM DI DESA SUMURJOMBLANGBOGO, KEC, BOJONG, KAB, PEKALONGAN ARTICLE INFO ABSTRACT. SOCIRCLE: Journal Of Social Community Services, 02(03), 2023. https://socircle.xjurnal.com/ojs/index.php/socircle/index
Zehro, F., Prenduan, U. A., & Indonesia, B. (2025). Pengaruh Penggunaan Qris Bsi Terhadap. 10(204), 2504–2514.
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Copyright (c) 2026 Kresnawati Kresnawati, Jeanifah Triana, Depiana Wulandari, Dea Amanda, Silvana Firtasuli, Yumi Adelia Fateha, Cindy Apriyani Natasya
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