The Influence of Service Quality and Trust on Customer Satisfaction at Bank Bengkulu Talo Sub-Branch Office
DOI:
https://doi.org/10.70963/jam.v3i1.1496Keywords:
Service Quality, Trust, Customer Satisfaction, Multiple Linear RegressionAbstract
This study aims to analyze the effect of service quality and trust on customer satisfaction at Bank Bengkulu Talos Branch Office. This research employed a quantitative approach using a survey method. The population consisted of all customers of Bank Bengkulu Talos Branch Office, with a sample of 100 respondents selected through purposive sampling technique. The research instrument was a questionnaire measured using a five-point Likert scale. The results of the validity and reliability tests indicated that all questionnaire items were valid and reliable. Data were analyzed using multiple linear regression with the assistance of SPSS software. The findings show that partially, service quality has a positive and significant effect on customer satisfaction. Trust also has a positive and significant effect on customer satisfaction. Simultaneously, service quality and trust significantly influence customer satisfaction. The coefficient of determination indicates that most of the variation in customer satisfaction can be explained by service quality and trust variables, while the remaining portion is influenced by other variables outside the research model. Therefore, improving service quality and strengthening customer trust are important strategies to enhance customer satisfaction and maintain long-term customer relationships.
References
Amri, K. E., & M, S. (2015). The influence of service quality and trust on customer satisfaction at Sulthan Hotel Banda Aceh. Journal of Postgraduate Management, Syiah Kuala University.
Azman, H. A., Noprilisa, N., & Muharmi, H. (2016). The influence of service quality on customer loyalty with satisfaction and trust as intervening variables at Bank Nagari Main Branch Padang. Menara Ilmu Journal, X(73).
Fauzi, F., Dencik, A. B., & Asiati, D. I. (2019). Research methodology for management and accounting: SPSS and EViews applications for data analysis techniques. Salemba Empat.
Febriana, N. I. (2016). Analysis of bank service quality on customer satisfaction at Bank Muamalat Indonesia, Tulungagung Sub-Branch Office. 3(1).
Guspul, A. (2014). The influence of service quality and trust on customer satisfaction. PPKM UNSIQ Journal.
Harumi. (2016). The influence of customer trust and satisfaction on customer loyalty at Seiko Laundry Medan. Analitika, 8(1).
Herawati, J., & Prayekti. (2011). The influence of internet banking service quality dimensions and customer trust on customer satisfaction. Akmenika UPY, 8, 1–19.
Hermasnyah. (2013). Indonesian national banking law (2nd Edition). Kencana Prenada Media Group.
Jahja, A. S. (2012). Comparative analysis of financial performance between Sharia banking and conventional banking. Epistemé: Journal of Islamic Science Development, 7(2). https://doi.org/10.21274/epis.2012.7.2.337-360
Kasmir. (2014). Banks and other financial institutions. Raja Grafindo Persada.
Korn, H. A. (2013). A study on the influence of service quality and product quality on customer satisfaction to increase loyalty. Journal of Indonesian Marketing Science, Volume XII.
Kuswanto, A. (2009). The influence of service quality on customer satisfaction levels. Journal of Business Economics, 14(1).
Mahendra, K. P., & Indriyani, R. (2018). The influence of customer trust on customer satisfaction at CV Mitra Perkasa Utomo. Agora, 7 (1).
Maulana, Z. (2015). Analysis of the influence of service quality on the satisfaction of BRI Bank ATM users in Samalanga. 4(2), 1–14.
Morissan. (2012). Survey research methods. Prenada Media Group.
Murti, S. G. (2013). The influence of service quality on customer satisfaction (A survey of customers at PT. Bank Pembangunan Daerah Jawa Timur, Pasuruan Branch). Business Administration, 5 (1), 1–10.
Nurfitri, & Ifani. (2016). The influence of trust and service quality on customer satisfaction and its impact on customer loyalty (A study at Bank Muamalat Indonesia, Kuningan Sub-Branch).
Panca, W. (2010). The influence of trust and service quality on consumer satisfaction at Griptha Hotel Kudus. Unisnu, 1–6.
Pontoh, M. B., Kawet, L., & Tumbuan, W. A. (2014). Service quality, corporate image, and trust: Their influence on customer satisfaction at Bank BRI Manado Branch. EMBA Journal, 2(1).
Pratiwi, N. P. L., & Seminari, N. K. (2015). The influence of service quality, trust, and customer value on customer satisfaction. E-Journal of Management Unud, 4(1).
Rianse, U., & Abdi, M. (2009). Social and economic research methodology (Theory and Application) (2nd ed.). CV. ALFABETA.
Rizal, R., R. A., & Wardiana. (2020). The influence of service quality on customer satisfaction at PT Bank Rakyat Indonesia (Persero) Tbk, Bengo Unit, Watampone Branch. 4(1).
Sahanggamu, S., Mananeke, L., & Sepang, J. (2015). Service quality, servicescape, and trust toward customer satisfaction at PT. Bank Sinarmas Bitung. EMBA Journal, 3(1).
Sheila, P., & Kusnilawati, N. (2012). The influence of customer trust, product quality, and service quality on customer satisfaction at PDAM Demak Regency. USM, 91–102.
Siregar, S. (2013). Parametric statistics for quantitative research methods: Equipped with manual calculations and SPSS version 17 applications. PT. Bumi Aksara.
Sugiarto. (2017). Business research methodology. Penerbit Andi.
Sujarweni, V. W. (2015). Business and economic research methodology. PT. Pustaka Baru.
Syahputra, A. (2014). Analysis of the influence of service quality on customer satisfaction at lodging establishments. 4(2), 1–10.
Wijayanto, K. (2015). The influence of service quality on bank customer satisfaction and loyalty. 17(2), 8. https://www.google.com/search?q=https://doi.org/10.24034/j25485024.y2011.v15.i2.228
Yulianto, T. (2015). The influence of ATM service quality and trust on customer satisfaction.
Yunita, L. (2016). Analysis of ATM function utilization for improving customer service at PT. BCA TBK Medan. Mantik Penusa Journal, 20(1), 31–37.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Leoni Terry, Neri Susanti , Tito Irwanto

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.



